Life Savings - iBancs360

Eligibility Questionaire

Important notice to customers : CBUAE requires that in order to make an informative decision, you must have reasonable grounds for making this decision. This means that we need to have more information about the current & future objectives, financial situation and particular needs of the person concerned. The information requested in this form is necessary to enable a system recommendation to be made on a reasonable basis and will be used for that purpose. Financial planning is a long-term process and many of the investments are also long-term in nature. However, while long-term goals is generally achieved, it may come with periods of negative returns. To ensure your financial goals are reached, generally you must remain invested true to your financial plan during these periods. The following questions help us understand your tolerance for financial risk. The information gives us an overall understanding of your profile and helps us understand what products will be appropriate, or inappropriate, in helping to achieve your future goals. How to complete this questionnaire? There are no incorrect answers. Simply tick the box next to the most appropriate answer for you. When you have answered all questions, we will add up your score to determine your risk profile and your future financial planning needs

Confirm your contact details

Full Name

Date Of Birth

Gender

Nationality

Mobile Number

Email Address

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1. Are you currently employed?

Employed

Unemployed

Self-Employed

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2. How much do you rate your understanding of Structured Investment Products?

No Experience

Limited

Moderate

Extensive or Professional

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3. Do you have any previous Investment Experience? Did you personally invest money in stocks or long term savings product

No Experience

Limited

Moderate

Extensive or Professional

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4. When faced with a major financial decision, what are you most concerned about? I am too scared to loose money

Always the possible losses

Usually the possible losses

Neutral

Usually the possible gains

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5. What is your investment time horizon? Invest for long term

Less than 5 years

5-10 year

10 - 15 year

15 - 20 years

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6. If you own an investment that decrease by 20% over a short period, what would you do? I will be too scared to invest in this kind of product or I will benefit from low market or buy more investments to sell it later

Sell it immediately

Monitor it for (2-3) months and if it does not recover then sell

Hold, as short term fluctuation are normal part of investing

Take advantage of market drop and buy more

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7. Some investments offer the opportunity for a greater gain but with the risk of a greater potential Which one would you put your money in?

Between 12% loss to 17% Gain

Between 15% loss to 23% Gain

Between 19% Loss to 28% Gain

Between 25% Loss to 40% Gain

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8. What is your total Monthly income in AED?

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9. Do you have any other Life Cover , please state total amount of cover in AED? enter 0 if you don't have any life cover

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10. How much are your total assets including bank deposits, property value and other investments?

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11. How much are your total liabilities including Home finance,Car finance,Credit card or any other outstanding loan?

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12. How much is the amount of your total monthly loan installments (if any). Enter 0 if you do not have any loans? Do you currently have any monthly loan payments? If yes, please provide the total amount you pay each month for your loans. If you don't have any loans, simply enter 0.

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13. How much are your total monthly expenses including rental, utility bills and education?

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14. How much is the total expected cost of all your childrens future education expenses?

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15. What is your primary financial objective?

I want to financially protect my family (for a defined period and level of cover) in case of death

I want to financially prepare to pay for (Long Term) future expenses

I want to save for my retirement

I want to Financially protect my family through (Long Term) cash accumulation

I want to have personal protection for myself and for my family from unforseen health or life events like ( cover for critical illness, personal accident etc)

I want to have protection for my family (Long Term)

I want to save and invest my money with capital growth

I want to invest money

I want to financially prepare to pay for children's education expenses in future

I want to financially prepare by preserving wealth to cater for different future needs like (business start-up, significant purchase, long term cash accumulation)

I want to protect my business financial needs (in case of death of a key person)

I want to protect my mortgages or liabilities (in case of death)

I want a guaranteed income during my retirement

I want to plan for my retirement with a predictable pension income

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16. What is your secondary financial objective?

I want to financially protect my family (for a defined period and level of cover) in case of death

I want to financially prepare to pay for (Long Term) future expenses

I want to save for my retirement

I want to Financially protect my family through (Long Term) cash accumulation

I want to have personal protection for myself and for my family from unforseen health or life events like ( cover for critical illness, personal accident etc)

I want to have protection for my family (Long Term)

I want to save and invest my money with capital growth

I want to invest money

I want to financially prepare to pay for children's education expenses in future

I want to financially prepare by preserving wealth to cater for different future needs like (business start-up, significant purchase, long term cash accumulation)

I want to protect my business financial needs (in case of death of a key person)

I want to protect my mortgages or liabilities (in case of death)

I want a guaranteed income during my retirement

I want to plan for my retirement with a predictable pension income

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17. Customer Declaration

I declare that the information which I provided in this questionnaire is true and accurate to the best of my knowledge. I undertake to inform ADIB in writing as soon as possible of any changes to this

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18. Direct marketing consent The ADIB Group would love to contact you by email/phone/sms to promote our services and products to you. We may also contact you to share our latest promotions and offers to benefit you as our respected customer. ADIB will always treat your personal data with the utmost care and never sell your details to other companies for marketing purposes.

No thank you!

Yes! I would like to subscribe

Disclaimer

The results of this questionnaire are derived from information that you have provided to the Distributor(“Distributor”), and only serve as a reference for your consideration when making your own Takaful / investment decisions. This questionnaire and the results are not an offer to sell or a solicitation for an offer to buy any financial products and services and they should not be considered as investment advice. Bank accepts no responsibility or liability as to the accuracy or completeness of the information given. Personal information collected in this questionnaire will be kept confidential by the Distributor. The information may be used by the Distributor or any Distributor Group entity under a duty of confidentiality to the Distributor, for designing and/or marketing of financial products and services.

Savings Plan

Best quotes on your Life Insurance and saving plans

Eligibility Questionaire

Question Title

1. Are you currently employed?

Question Title

2. How much do you rate your understanding of Structured Investment Products?

Question Title

3. Do you have any previous Investment Experience? Did you personally invest money in stocks or long term savings product

Question Title

4. When faced with a major financial decision, what are you most concerned about? I am too scared to loose money

Question Title

5. What is your investment time horizon? Invest for long term

Question Title

6. If you own an investment that decrease by 20% over a short period, what would you do? I will be too scared to invest in this kind of product or I will benefit from low market or buy more investments to sell it later

Question Title

7. Some investments offer the opportunity for a greater gain but with the risk of a greater potential Which one would you put your money in?

Question Title

8. What is your total Monthly income in AED?

Question Title

9. Do you have any other Life Cover , please state total amount of cover in AED? enter 0 if you don't have any life cover

Question Title

10. How much are your total assets including bank deposits, property value and other investments?

Question Title

11. How much are your total liabilities including Home finance,Car finance,Credit card or any other outstanding loan?

Question Title

12. How much is the amount of your total monthly loan installments (if any). Enter 0 if you do not have any loans? Do you currently have any monthly loan payments? If yes, please provide the total amount you pay each month for your loans. If you don't have any loans, simply enter 0.

Question Title

13. How much are your total monthly expenses including rental, utility bills and education?

Question Title

14. How much is the total expected cost of all your childrens future education expenses?

Question Title

15. What is your primary financial objective?

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16. What is your secondary financial objective?

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17. Customer Declaration

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Disclaimer

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Savings Plan

Best quotes on your Life Insurance and saving plans

Eligibility Questionaire

Question Title

1. Are you currently employed?

Question Title

2. How much do you rate your understanding of Structured Investment Products?

Question Title

3. Do you have any previous Investment Experience? Did you personally invest money in stocks or long term savings product

Question Title

4. When faced with a major financial decision, what are you most concerned about? I am too scared to loose money

Question Title

5. What is your investment time horizon? Invest for long term

Question Title

6. If you own an investment that decrease by 20% over a short period, what would you do? I will be too scared to invest in this kind of product or I will benefit from low market or buy more investments to sell it later

Question Title

7. Some investments offer the opportunity for a greater gain but with the risk of a greater potential Which one would you put your money in?

Question Title

8. What is your total Monthly income in AED?

Question Title

9. Do you have any other Life Cover , please state total amount of cover in AED? enter 0 if you don't have any life cover

Question Title

10. How much are your total assets including bank deposits, property value and other investments?

Question Title

11. How much are your total liabilities including Home finance,Car finance,Credit card or any other outstanding loan?

Question Title

12. How much is the amount of your total monthly loan installments (if any). Enter 0 if you do not have any loans? Do you currently have any monthly loan payments? If yes, please provide the total amount you pay each month for your loans. If you don't have any loans, simply enter 0.

Question Title

13. How much are your total monthly expenses including rental, utility bills and education?

Question Title

14. How much is the total expected cost of all your childrens future education expenses?

Question Title

15. What is your primary financial objective?

Question Title

16. What is your secondary financial objective?

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17. Customer Declaration

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Disclaimer