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1. Are you currently employed?

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1.1. Do you smoke tobacco, nicotine by any means including vapes or e-cigarettes (specially in the last 12 month before this application)? Hint If you think a couple of cigarettes on the weekend don’t count, they do. And the last thing you should do is hide the fact that you’re a smoker from your insurance company as it will lead to claim rejection at a later time.

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2. How much do you rate your understanding of Structured Investment Products?

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3. Do you have any previous Investment Experience? Hint Did you personally invest money in stocks or long term savings product

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4. When faced with a major financial decision, what are you most concerned about? Hint I am too scared to loose money

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5. What is your investment time horizon? Hint Invest for long term

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6. If you own an investment that decrease by 20% over a short period, what would you do? Hint I will be too scared to invest in this kind of product or I will benefit from low market or buy more investments to sell it later

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7. Some investments offer the opportunity for a greater gain but with the risk of a greater potential Which one would you put your money in?

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8. What is your total Monthly income in AED?

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9. Do you have any other Life Cover , please state total amount of cover in AED? enter 0 if you don't have any life cover

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10. How much are your total assets including bank deposits, property value and other investments?

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11. How much are your total liabilities including Home finance,Car finance,Credit card or any other outstanding loan?

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12. How much is the amount of your total monthly loan installments (if any). Enter 0 if you do not have any loans? Hint Do you currently have any monthly loan payments? If yes, please provide the total amount you pay each month for your loans. If you don't have any loans, simply enter 0.

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13. How much are your total monthly expenses including rental, utility bills and education?

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14. How much is the total expected cost of all your childrens future education expenses?

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15. What is your primary financial objective?

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16. What is your secondary financial objective?

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17. Customer Declaration

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18. Direct marketing consent Hint The ADIB Group would love to contact you by email/phone/sms to promote our services and products to you. We may also contact you to share our latest promotions and offers to benefit you as our respected customer. ADIB will always treat your personal data with the utmost care and never sell your details to other companies for marketing purposes.